Hopefully you may never be involved in an automobile accident or need to
file an insurance claim. Even the most careful and skilled drivers, however, can
easily find themselves in the middle of a crash. Would you know what to do?
Knowledge of what to do after the auto accident can help make the insurance
claims process less complicated and smoother so you are back on the road
faster.
If you are in an auto accident:
1. Try to stay calm, stop
your vehicle and check for injuries. The life and health of you, your passengers
and the other folks concerned in the accident is far more significant than the
automobile itself.
2. If needed, call the police and let them aware of
the accident, your location, what number of people are concerned, whether there
are wounds and the types of injuries.
3. You may wish to take reasonable
steps to protect yourself, and your vehicle, from further damage. If possible
and if legal, move the autos to the side of the road and turn on your hazards as
quickly as it is safe topdon
elite. If you have flares, you may need to use them to alert oncoming
traffic and to stop further crashes.
4. Taking lots of notes is a good
practice, like:
?the date, time and location of the accident
?how
the accident took place - infrequently a drawing is worth a thousand words and
can help augment what you've noted
?the type and location of damage to your
automobile
?the type and location of damage to the other cars or property
involved
?the names, addresses and contact information of all drivers and
passengers involved in the accident
?driver's license numbers and all the
information on the licenses
?insurance identifications including the name of
the insurance company and policy number
?the names, addresses and contact
information of witnesses
?the names and badge numbers of police officials or
other first response personnel
(Being able to take notes is important so
keep a pen and pad in your glove box, in case. )
5. You may wish to ask
the police officer when and where you can get a copy of the accident report topdon td300.
There's a better chance you'll need it when you submit your insurance claim to
your insurer.
6. It's usually a good idea to contact your insurance
company right away and report the accident because the sooner they know about
the problem the faster they can start working to solveresolve your insurance
claim. As well, they'll be able to explain the next steps, like where to have
the vehicle towed if necessary and arrange for an adjuster to come out and
appraise the damage before any repair work is done.
7. There are a
couple of do nots you may want to consider like don't talk about the financial
boundries of your auto insurance policy and avoid talking about the
responsibility for the accident or circumstances of the accident with anyone
other than the police or a representative of your insurance company.
Auto accidents take a significant toll on anyboy involved. But, if you
stay calm, make safety your priority and follow the above tips, you will get
through the problem of being in an accident and submitting an insurance
claim.
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